Expertise | Network | Value In Payments
Connective Payments team


We started Connective Payments in 2014 because of our joint passion for payments and helping companies in the payments value chain create value for their business. We are “Connective” because we bring together the right expertise to help our customers grow and we leverage our network to help shape alliances and create fruitful customer and vendor relationships.

We are pleased to see that our approach of co-creation is working well to bring success to the organizations we serve. We act as team players and we leverage our industry knowledge within our customer’s team.

The story of Connective Payments is still evolving rapidly as we venture deeper into the payments value chain and use our expertise to help scale-ups grow and steer them in the right direction, as well as allowing established names to excel at operations and improve profitability and customer satisfaction.


We are Connective Payments, Value Creators in Payments.

As a strategy advisor, my goal is to make your business more successful. With an academic background in business management of IT and payments related organizations, I enable growth by leveraging my payments expertise and professional network. I have succesfully achieved growth and held executive board positions at various payments companies such as Equens, Docdata Payments, European Merchant Services and served as a strategy consultant at Arvato, PostNL, Eurogiro and PaySquare. I am specialized in strategic partnerships, growth strategy and business

Growth Enabler | Managing partner
+31 657 343 406
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I experienced the true Connective Payments value of knowledge, expertise and network to make a business more successful, from a client perspective. My working relation with them was so professional and fruitful, that I decided to join this group of talented experts. I brought with me the strength to connect people from various backgrounds and disciplines in the field of Sales, IT and Operations. My experience lies in strategic analysis, planning & design of projects, leading to execution.

Throughout my career, I have managed small professional teams as well as large international multicultural teams. My view is innovative and non-conformist, enlightened by an international track record in a broad spectrum of operational, financial and project activities. My work always results in practical solutions with client’s needs as top priority.

Partner,  PSD2 lead & Compliance
+31 620 352 007
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I like to co-create and implement. Having worked for 30+ years in the payments industry, I have gained a deep expertise and an intensive international network. I worked in several roles at multiple companies of various sizes, as an individual as well as a team leader, both as employee and contractor, on the business as well as IT side, or in between.

I am result driven, perseverant, pragmatic, with a good sense of humour, strong communication skills, a sense of political environments, and always eager to learn. I am therefore able to create / co-create value and to implement new functionalities / product propositions. Working for Connective Payments with business partners who share the same values but different expertise, is absolutely great.

In my spare time, I enjoy listening to music (visit!), watching soccer, traveling, dining in a good restaurant, and spending time with my family.

Read an interview with Peter here.

Co-Creator & Implementer
+31 629 008 589
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In her 14 years of experience in the e-commerce and payments industry, Chantal gained a true passion and expertise of the technical and commercial requirements of the payments process for both Merchants and Payments Service Providers.

She provides a holistic approach in her analysis and advice to optimise and automate payment infrastructures, increase conversion and reduce costs.

Chantal manages digital transformations of Online, Subscription and Omni-Channel businesses to implement changes in their payment environment including analysis, requirements definition, architectural design, vendor selections and implementation.

Using her knowledge of Online, Subscription and Omni-Channel businesses, she provides services to PSP’s and banks to optimise and innovate their products and service offerings towards their specific merchant target groups.

Business Consultant
+31 642 134 644
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Trained as a Risk & Compliance professional, I developed a special interest in the fields of FinTech and RegTech. Having worked for multiple Payment Service Providers, I specialise in optimising and automating real-time onboarding and transaction monitoring processes. I form the link between the IT department and the Risk & Compliance department to ensure a seamless yet compliant KYC process, and focuses on matching AML legislation and guidelines with the fast innovation that characterises the FinTech industry.

I am known for my drive to push innovation, positive energy and risk awareness. In my spare time, I enjoy going out into nature, reading about history and economics, and further enhancing my skills as a software developer.

Read an interview with Niek here.

Compliance, Risk & RegTech
+31 621 520 349
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My work is positioned on the intersection between ICT-law and financial legislation. I deal with the legal aspects of technology and the financial supervision requirements, including e-commerce, consumer protection and privacy.
After a nearly 10 year employment by a PSP, since 2011, I have provided legal services to many parties in the payments value chain: exempt and licensed payment institutions, electronic money institutions, gift card issuers, terminal suppliers, technical payment service providers and merchants.
In nearly every project, paperwork needs to be taken care of. Legal paperwork. Let me deal with your contracts, terms and conditions, negotiate about them or analyse your rights, obligations and related opportunities under an existing agreement. Let me support you in obtaining or maintaining a PI-license or guide you when you’re looking for alternatives.

Contracts, Policies & Legal advice
Dutch Independent Legal Award 2019-2020
+31 618 988 255
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As an e-commerce and marketplace expert, I help customers to digitise their entire Order-to-Cash process flow through a plug and play chain. Over the last 15 years, in addition to building an extensive global network, I have gained expertise in integrating key functional areas such as on-boarding of customers, credit risk management, data security, SOX, payments, invoicing, collection, reconciliation and management reporting. 

As an experienced change manager, I am used to working in diverse and challenging environments, adjusting deftly to changing circumstances and collaborating globally with multi-functional teams, whether it is product management, sales, IT or other disciplines. 

I love deconstructing big problems and building solutions for The Job To Be Done. Building scalable business solutions and winning teams from scratch is my comfort zone. Requirements setting and RFP processes are among my key experience areas. I always strive for long-term partnerships when I’m working with teams, vendors and stakeholders.

I love meeting new people and listening to their life stories. I consider giving back to society and the planet we live on as my motto for life. In practice, I try to achieve that goal by getting the best out of myself and the people around me, and by achieving sustainable, responsible results..

Strategy & Change Manager eCommerce & Marketplaces
+31 687 961 380
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As a senior project manager and consultant in the Payments industry, I have contributed to the development of new payment- and acquiring services for several organizations. During this period, I gained a deep understanding of the payments industry and built up an extensive network of relationships.

Clients trust me with translating their business needs into valuable and innovative solutions. Consequently, I will also take responsibility to implement these recommended solutions. During implementation I will emphasize on acceptation by the organization.

Personal style: thorough analyses combined with an eye for the big picture. At ease in complex environments. Self-starter with independent mind. Focusing on feasible solutions with sufficient internal support, organizationally sensitive and good stakeholder management.

Read the interview with Frits here.

Projects & Implementation
+31 611 361 143
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When I started in Payments I knew that I had found my topic. For more than 10 years I worked as product manager from cash to cards to mobile at banks and startups. 

Payment solutions have become part of a bigger story. As an integral part of the shopping experience, payments need to be seamless or almost invisible to end consumers. It means that payments as a subject have become more interesting. Experience in customer centric thinking while at the same time understanding IT and legal/compliance is vital to our clients.

For me it means that I continuously develop myself on all these aspects. With my network I support you to ultimately bring value to your clients. That is why I am part of the Connective Payments team! – Expertise – Network – Value.

Product & Innovation
+31 645 099 481
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As Cash Management Consultant with a leading bank in the Netherlands in the Mid- and Large Corporate segment I have more than 25 years of experience in advising them in optimising and improving their International Cash Management. Since a couple of years I work as an independent consultant.

I underwrite the importance of a well-designed and managed cash-conversion-cycle, because this will lead to a good overview of the cashflow and the liquidity position in a business. 


I see the interaction with the environment as one of my strengths. I am a good listener, open to discussion, flexible and accessible. It is easy for me to make contact with other people and I am very clear in my communication. In my work I am very structured, I stand for high quality and am not satisfied with less.


My expertise is in setting up and improving (International) Cash management solutions, analyse and improve Cash-conversion-cycle processes, deliver RFP’s for Bank accounts and Treasury Management Systems and advising E-commerce solutions. 

Next to this I am very interested in recent developments with regard to e.g. Blockchain, Open Banking and Instant Payments.

Cash Management consultant
+31 620 394 094
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In more than a decade of experience in the financial sector (Payments, PSP’s) i have covered multiple roles varying from general management to leading the disciplines of Compliance, Risk and Security and implementing PCI-DSS solutions.

My expertise is successfully obtaining PSD2 permits and implementing Risk & Compliance frameworks.

Given my experience i can translate and implement legislation and requirements proportionally, innovative and fit to the specific type of organization.

This type of implementation will optimize cost and lead times, ensure acceptance in the organization and is effective to enable your business and growth.

My clients recognize me as knowledgeable, result oriented and business aware. My personal driver is to add value and broaden my experience.

Compliance & Risk Management 
+31 629439345
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Payments is a connected world. With our extensive, international and actionable network in the payments industry we can support our clients with valuable connections.


We focus on the fast-changing and critical role of payments in business, with an eye on the latest industry innovations. We are keen on details, while at the same time keeping a holistic view on the payments value chain.


We have an agile mindset. This results in our practical solutions, way of working and thinking. An agile approach can save time, money and professionals on a project.