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Get in touch
Founded in
2014
Projects
260
Clients
75
Expert team
200+
Get in touch

Ready to lead the future? Let’s connect.

About us

We can help
you with

“With our background in banking, payment processing, and providing payment services across the full value chain, we are deeply connected to the payment industry. We love it. We live it. And we use our expertise to help you. With our passion for driving results, we’ll take your business to the next stage of growth.”

Over the years, our clients have recognized us as the go-to-payment expert with a unique approach that combines extensive payments industry expertise with advisory and execution skills and a focus on delivering value.

Our mission 

To make our customer successful by providing the right payment expertise and industry experience at the right time. 

Our values.

PASSION.

CUSTOMER FOCUS.

TRUST.

Our team.

Ronald te Velde

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As a strategy advisor, my goal is to make your business more successful. With an academic background in business management of IT and payments related organizations, I enable growth by leveraging my payments expertise and professional network. I have succesfully achieved growth and held executive board positions at various payments companies such as Equens, Docdata Payments, European Merchant Services and served as a strategy consultant at Arvato, PostNL, Eurogiro and PaySquare. I am specialized in strategic partnerships, growth strategy and business
management.

Eppo Heemstra

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I experienced the true Connective Payments value of knowledge, expertise and network to make a business more successful, from a client perspective. My working relation with them was so professional and fruitful, that I decided to join this group of talented experts. I brought with me the strength to connect people from various backgrounds and disciplines in the field of Sales, IT and Operations. My experience lies in strategic analysis, planning & design of projects, leading to execution.

Throughout my career, I have managed small professional teams as well as large international multicultural teams. My view is innovative and non-conformist, enlightened by an international track record in a broad spectrum of operational, financial and project activities. My work always results in practical solutions with client’s needs as top priority.

Mathijs Helgers

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I bring over 15 years of extensive experience as a project manager and consultant in the banking and payments industry. Throughout my career, I have demonstrated a proven track record for translating strategies and business concepts into tangible results, effectively bridging the gap between business and technology, while navigating regulatory and operational landscapes.

My strength lies in combining good consultancy skills with strong management skills. I believe project success should be based co-creating and cooperating with my clients, I can provide expertise, but the goal is to land the project within the client’s organization. I advocate for long-term success through client collaboration, stakeholder involvement, and investing in knowledge and talent growth.

Besides my role as a manager at Connective Payments, facilitating the internal growth of the Connective Payments organization, I’m also available for project management and consultancy roles, particularly on complex projects at the intersection of business, IT, and compliance, where in-depth content knowledge is crucial.

Stefanie Lambeens

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I am a senior consultant with more than 10 years of international consulting experience in banks and other financial institutions. My expertise extends from analysis of new markets and products, go-to-market planning to Target Operating Model design. I recently applied this knowledge in processes related to optimizing the cash value chain. I will focus on further enhancing the Connective Payments approach on payments projects and will dive into specific topics like card acceptance and go-to-market strategies.

Soma Mustafa

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As a Consultant Compliance & Risk, I specialize in navigating the complex regulatory landscape of the payments industry. From a compliance perspective, my focus lies on rules, regulations, and industry standards that shape the payments sector. I support organizations in ensuring regulatory adherence. From a risk management perspective, I work on financial risk, business risk, and other key risk areas that impact the payments legal framework. By identifying, assessing, and mitigating risks, I help clients build resilient and future-proof payment frameworks.

Frits Steenmeijer

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As a senior project manager and consultant in the Payments industry, I have contributed to the development of new payment- and acquiring services for several organizations. During this period, I gained a deep understanding of the payments industry and built up an extensive network of relationships.

Clients trust me with translating their business needs into valuable and innovative solutions. Consequently, I will also take responsibility to implement these recommended solutions. During implementation I will emphasize on acceptation by the organization.

Personal style: thorough analyses combined with an eye for the big picture. At ease in complex environments. Self-starter with independent mind. Focusing on feasible solutions with sufficient internal support, organizationally sensitive and good stakeholder management.

Maarten Deneer

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Educated as an Industrial Engineer at the University of Eindhoven. Graduated on the Management of Innovation Processes.

A topic which has kept my attention ever since I started my career as a Management Consultant at KLM Royal Dutch Airlines.

A position as Product Manager at Equens later on, was my introduction to the payments industry. I loved it but wanted to do more than supporting the Equens proposition. So, I positioned myself as an independent contractor. Now working with the Connective Payments Team.

Clients value my abilities to design and implement new services and processes. Not only on the supply side of the payments arena with companies such as Equens, ING, Credit Agricole, VISA and van Lanschot Bank. Also, on the demand side with Landal Greenparks, Holland Casino and KPN. Enhancing customer experiences, lower the cost of processes and getting a better grip on risks.

Gijs Schreuder

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After having worked at various leading companies in the banking and payments sector, I decided to join Connective Payments as an Associate Partner because of the shared in-depth knowledge of the payment profession, the no-nonsense mentality and the strong motivation to help customers define – and realize – their strategy.

Leveraging more than 30 years of extensive experience in various (interim) management, supervisory and executive positions at banks and payments service providers, I have gained a deep understanding of the complex interrelationships of the payments ecosystem, where business, technology and legal knowledge converge. It is my passion to help companies make the right strategic decisions and to structure and grow their payments business. During my career I have deepened my skills in collaboration and stakeholder management, capabilities that are particularly important in, for example, a dynamic family business environment. Dealing with ever-changing compliance laws and regulations and managing relationships with regulators are part of my professional DNA.

Stefan Verbaarschott

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I am an experienced director in the field of financial institutions and often work as a director but also as a Business Architect specialized in payment systems. My strength lies in the combination of knowledge in Regulatory, IT and Business areas, which I have acquired over the past 25+ years in many industries in both IT and management fields. I am available as an interim director and supervisory director at Payment and Electronic Money Institutions. I also like to take on greenfield or large renovation projects as a Business Architect or Program / Interim Manager.

I joined Connective Payments as an associate, assisting in multiple projects and roles. I bring 15 years of executive experience to the table at various financial institutions. In this role I always state that you can only act as an executive 20-40% of your time; for the rest you have to work like anyone else. In that light I developed myself in the areas of IT, Regulatory and Business. I act as a trusted advisor, business architect or Project Manager in the Retail Payments space with a preference for greenfield or large renovation projects. Next to projects I am also available as Interim or Supervisory board director at Payment and Electronic Money Institutes.

Bart Sprietsma

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After 20 years in the payments field, I am a driven payment professional in roles ranging from starting developer to CPO and board member.

My areas of expertise are payment processing from all angles, from issuing to acquiring to PSP processing. I have managed Ops and KYC teams, as well as dev teams.

I am solution and goal driven, keeping an eye for the simplest possible solutions where possible. The payment world is already complex enough as it is.
I can fulfil roles in product management, project and program management, consultancy, mentoring and guidance.