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During the Open Banking Expo Awards 2021, 16 winners were announced, demonstrating that Open Banking and PSD2 are rapidly gaining momentum. Judging by the number of Anglo-Saxon contenders and winners, Anglo-Saxon countries and the UK in particular are leading the way in opening up the payments market with innovative services based on account data.
Eppo Heemstra of Connective Payments examines the extent to which Dutch banks comply with the EBA guideline on PSD2 performance statistics. There is still considerable room for improvement. The factsheet published by the British OBIE can be a benchmark; the Dutch Central Bank (DNB) or the Dutch Payments Association could play a coordinating role.
Scheme fee management: how acquirers can optimise their margin Dinesh Badal, Connective Payments September 2021 This is a summary of a more extensive article by